We may need to review the information in your Neo product application or account to ensure that we have your current information. You will receive an email if we need more details or additional documents.
Information reviews usually take a few business days to complete. We will email you with an update once the review is completed.
What if your application is under review
If your application is under review, we’re reviewing your details. You will receive an email with updates or asking you for more details.
Keep an eye on your email including junk/spam folder.
Did we ask for more details or documents?
If we ask for more details or documents, find the instructions in the email how to send us the requested details or documents.
Here are some common types of documents:
- Photos of same ID document you have used in the application
- Photos of secondary ID document
- Proof of your address, such as utility bill or bank statement issued within the last 3 months
Learn more about valid ID documents.
How to check your application status
Your application status shows if you're ready for the next steps to finish your application or if you haven't been approved for a Neo product.
Neo app
- Log in to the Neo app
- In the Accounts tab
- You can see the status of your Neo product application
Web
- Log in to member.neofinancial.com
- Click on Accounts
- You can see the status of your Neo product application
After your application is reviewed
We’ll email you with steps to finish your application or notify you if your application wasn’t approved.
Your application is approved
If your application was approved and it still says "in-progress," log in to your Neo account, accept the terms and conditions, and finish setting up your account.
Neo app
- Log in to the Neo app
- In the Accounts tab, tap Continue to finish the in-progress application
- Read and accept the terms and conditions
Web
- Log in to member.neofinancial.com
- Click on Accounts and select Continue to finish the in-progress application
- Read and accept the terms and conditions
Your application wasn’t approved
If your application wasn’t approved, you can find out why we might not have approved you. Before you submit a new application, chat with us to see if you’re reapply.
If your application wasn’t approved due to credit reasons, we advise you to wait for a few months before reapplying to avoid impacting your credit score.
What if your account is under review
You don’t need to contact us if your account is under review. Our team will email you with more instructions or notify you that your account is ready to use.
Can’t accept the terms for your credit card
If you can’t accept the terms and conditions, you may have closed a credit account within the last 12 months. To get a new credit card, you must wait 12 months from the opening date of your most recent account.