You can increase the credit limit of your Neo Secured Credit card by adding more funds to the security fund. Transfer funds from your Neo Money™️ account or an external financial institution to increase the limit.
How to manage your security fund
Neo app
- Log in to the Neo app on your mobile device
- Tap the Credit box
- Tap the three dots
- Select Manage security funds
- Tap +Fund
Web
- Go to member.neofinancial.com and log in to your account
- Click on Credit from the menu
- Click on Account
- Select Manage security funds
Click on +Fund
What to know when adding funds
Transfer amounts
You can transfer money into your security fund in increments of $50. The security fund has a minimum of $50 and a maximum of $10,000.
How often can you transfer
You can make a transfer to your security fund once every 6 days.
How long does it take
Once your transfer is initiated, it can take 3 to 5 business days to be processed.
You can’t withdraw from your security fund unless you are closing your account and your balance is paid off.