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Add to your security fund

  • Updated

You can increase the credit limit of your Neo Secured Credit card by adding more funds to the security fund. Transfer funds from your Neo Everyday account or an external financial institution to increase the limit.

How to manage your security fund

Neo app

  • Log in to the Neo app on your mobile device
  • Select the Credit option at the top of the page and select your account  
  • Select the More icon
  • Tap Manage security funds
  • Tap +Fund


  • Go to and log in to your account
  • Select Credit from the side menu and select your credit account
  • Select the More icon
  • Click on Manage security funds
  • Click on +Fund

What to know when adding funds

Transfer amounts

You can transfer money into your security fund in increments of $50. The security fund has a minimum of $50 and a maximum of $10,000.

How often can you transfer

You can make a transfer to your security fund once every 6 days. 

How long does it take

Once your transfer is initiated, it can take 3 to 5 business days to be processed.

You can’t withdraw from your security fund unless you are closing your account and your balance is paid off.

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