You can't withdraw or move security funds from your secured credit account unless you pay off the total balance and close your secured credit account.
Can you pay off the total balance using the security funds?
No, you can't use security funds (credit limit) to pay off your total balance.
Can you move the security funds to a Neo Everyday account or an external bank account?
You must pay off the total balance upfront and you can withdraw security funds to a Neo Everyday account or an external bank account when closing your secured credit account.