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Increase the credit limit for your secured credit card

  • Updated

You can add funds to your security fund at any time to raise the credit limit of your secured credit card. Go to your Credit account, the three dots and Manage security funds to increase your security funds.

Increase the credit limit for your secured credit card

You can increase the credit limit for your secured credit card from your credit account. 

Neo app

  1. Log in to the Neo app
  2. In the Accounts tabs, select Credit and select your account
  3. Select Manage security funds and tap +Fund
  4. Follow the instructions


  1. Log in to
  2. Click on Credit 
  3. Select Security fund
  4. Click on +Fund
  5. Follow the instructions

Keep in mind that you can only add increments of $50 when adding funds to your security fund.

Timelines for adding to your security fund

You have the freedom to contribute to your security fund at any time. If you’ve already initiated a transfer, you need to wait until the transfer has been processed before you can add more funds. 

Transfers to your security fund from the Neo Everyday account are instant, but external transfers can take 3 to 5 business days. 

Minimum and maximum security fund limit

There is a minimum and maximum amount you can deposit into your security fund.

Minimum security funds: $50

Maximum security funds: $10,000

Need access to your security funds? 

To withdraw your security fund, you’ll need to pay off the balance of your card and close your credit account. You can chat with us for assistance.

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