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About MileagePlus miles

How to earn, check, and redeem MileagePlus miles with the United® MileagePlus® Neo World Elite® Mastercard.

Updated over a week ago

Earn MileagePlus miles when you make purchases with your United® MileagePlus® Neo World Elite® Mastercard. Miles can then be redeemed for flights on United and Star Alliance airlines worldwide.

How to earn MileagePlus miles

You can earn miles when you make purchases with your United Neo World Elite® Mastercard.

Here's how to earn MileagePlus miles from your United MileagePlus Neo World Elite Mastercard:

  • United and Star Alliance: Earn 1.25 miles for every $1 spent on United and Star Alliance purchases¹

  • Dining and grocery: Earn 1 mile for every $1 spent on dining and grocery purchases²

  • Everywhere else: Earn 0.75 miles for every $1 spent on all other purchases³

Another way to earn more is to use your card at Neo partners. Earn an average of 5x the MileagePlus miles⁴ when you use your United World Elite® Mastercard at thousands of Neo partners.

Explore Neo's partners to find locations where you can earn more rewards.

Note: MileagePlus miles are calculated and credited to your account monthly, so miles from recent purchases may not appear right away.

Sign-up bonus for the United World Elite® Mastercard

Eligibility for the sign-up bonus is subject to terms and conditions. If you already have a United MileagePlus Neo credit card, you won't be eligible for the sign-up bonus. You can still be eligible if you have another Neo credit card or Neo account.

The welcome bonus arrives in 2 parts:

  1. 5,000 miles when your card is activated and you make your first purchase⁵.

  2. 15,000 miles when you spend $3,000 within 3 months of your application date⁶. Eligible purchases include in-store, online, and tap purchases (the annual fee is not an eligible purchase). Any refunds are deducted from your qualifying spend.

It may take up to 8 weeks for your bonus miles to arrive in your account. From there, your miles will be synced with your MileagePlus account at the end of the month.

Please note, the welcome offer and amounts are subject to change.

Annual renewal bonus

You can earn an annual renewal bonus of 5,000 miles⁷ each year your account remains open and in good standing, provided you've made at least one eligible purchase in the preceding 365 days.

Renewal bonus miles are issued 6 to 8 weeks after the qualifying period ends.

How to redeem MileagePlus miles

You can redeem miles for flights on United and Star Alliance airlines worldwide.

Learn more about earning and redeeming miles on the United MileagePlus website.

Check your MileagePlus miles balance

You can find your MileagePlus miles balance in your Rewards Wallet.

Neo app

  1. Log in to the Neo app

  2. Tap the black pill-shaped icon

  3. Select MileagePlus miles

Web

  • Log in to member.neofinancial.com

  • Click on Rewards, then select Wallet

  • Select MileagePlus miles

Frequently asked questions about MileagePlus miles

What if I'm missing MileagePlus miles?

If you're missing miles from a recent purchase, you can report the issue from the transaction details. Find the transaction, then select Report issue.

Keep in mind that miles are credited monthly, so miles from recent purchases may not appear until your next statement cycle.

What if I'm missing my welcome bonus?

Welcome bonus miles arrive in 2 parts:

  1. 5,000 miles when your card is activated⁵.

  2. 15,000 miles when you spend $3,000 within 3 months of your application date⁶.

Bonus miles typically appear within a few days of activating your card or reaching your spend threshold, but they can take up to 8 weeks. Contact us if you haven't received your bonus miles after 8 weeks.

What if I'm missing my annual renewal bonus?

Annual renewal bonus miles are issued 6 to 8 weeks after your qualifying period ends. Contact us if you haven't received your renewal bonus miles after 8 weeks.

When will my miles appear?

MileagePlus miles are calculated and credited to your account monthly. Miles from purchases made during the current month will appear after your statement cycle closes. If miles still aren't showing after your next statement date, you can report the issue from the transaction details.

Will my MileagePlus miles expire?

MileagePlus miles don't expire.

¹ You will earn 1.25 MileagePlus® miles for every $1 CAD when you use your United® MileagePlus® Neo World Elite® Mastercard on flight purchases in Canada and worldwide. Applies to tickets issued through the airline’s own booking channels and reported to Neo under the MCC assigned to each individual airline (member of Star Alliance). Aegean and Shenzhen Airlines do not participate in this promotion and will earn miles under the everything else earn rate. Bookings completed via third-party agents (travel agencies) will earn miles under the everything else earn rate.MileagePlus® miles earned during a billing cycle will be automatically transferred to your MileagePlus® membership account after the end of each billing cycle. Offer is subject to the MileagePlus® terms and conditions. Neo Financial® and United® reserve the right to amend or withdraw this offer at any time.To view a full list of Star Alliance member airlines, please visit staralliance.com/en/members.

² You will earn 1 MileagePlus® mile for every $1 CAD when you use your United® MileagePlus® Neo World Elite® Mastercard on eligible grocery and dining purchases in Canada and worldwide. MileagePlus® miles earned during a billing cycle will be automatically transferred to your MileagePlus® membership account after the end of each billing cycle. Offer is subject to the MileagePlus® terms and conditions. Neo Financial® and United® reserve the right to amend or withdraw this offer at any time.

To earn MileagePlus® miles in the grocery and dining categories, purchases must be made at merchants classified under the following Mastercard Merchant Category Codes (MCC): "Grocery Stores and Supermarkets" (MCC 5411); "Eating Places and Restaurants" (MCC 5812); "Fast Food Restaurants" (MCC 5814); "Caterers" (MCC 5811); or "Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques" (MCC 5813). Merchant classifications and category exclusions are subject to change without notice; please see your transaction details for specific eligibility. Any refunds, rebates, or similar credits will reduce or cancel the MileagePlus® miles earned on the original purchase.

³ You will earn 0.75 MileagePlus® miles for every $1 CAD when you use your United® MileagePlus® Neo World Elite® Mastercard on every eligible purchase in Canada and worldwide. MileagePlus® miles earned during a billing cycle will be automatically transferred to your MileagePlus® membership account after the end of each billing cycle. Offer is subject to the MileagePlus® terms and conditions. Neo Financial® and United® reserve the right to amend or withdraw this offer at any time.

⁴ Average based on current offers at select partners. Rewards may be limited and varies by perks, offer, and partner. See the Neo Rewards™ Policy for additional terms and conditions.

⁵ Conditions apply. One-time offer for new customers only. Must: (1) be the age of majority in your province or territory of residence; (2) be a Canadian resident; (3) have a personal income of $80,000 CAD or a household income of $150,000 CAD; and (4) for secured cards only, provide security funds, as further detailed in the Neo Financial Mastercard Agreement which can be found at https://www.neofinancial.com/legal. Customers signed up for the waitlist bonus offer must comply with the requirements set out below, and the waitlist offer is subject to availability. To qualify for the additional 5,000 MileagePlus® miles, customers must sign up for the waitlist before April 10, 2026, successfully be approved for the United® MileagePlus® Neo World Elite® Mastercard by July 31, 2026, activate their card and make their first purchase on the card within 3 months of application approved date. MileagePlus® miles are issued 6-8 weeks after the qualifying spend period. Signing up to the waitlist does not guarantee receipt of waitlist bonus miles.

⁶ Conditions apply. Limited one-time offer for new customers who have not opened a United Neo World Elite Mastercard before the date of application approval. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. have annual personal income of $80,000 CAD or annual household income of $150,000 CAD; and 4. for secured cards only, provide security funds.

The up to 25,000 MileagePlus® miles offer is comprised of three components within 3 months from application approved date : (i) 5,000 MileagePlus® miles awarded upon card activation and first transaction; (ii) 15,000 MileagePlus® miles awarded upon completing a minimum spend of $3,000 net of refunds within 3 months from application approved date; and (iii) an annual Renewal Bonus of 5,000 MileagePlus® miles will be awarded each year following the annual fee charge and given your account remains open and in good standing, provided you have made at least one eligible purchase in the preceding 365 days. Miles from components (i) to (iii) are issued 6–8 weeks after meeting the conditions of each component.

MileagePlus® miles may be limited and vary by perks, offer, and partner. Offer is subject to the MileagePlus® terms and conditions. MileagePlus® is managed, administered, and serviced by MileagePlus Holdings, LLC. Neo Financial™ and United MileagePlus® reserve the right to amend or withdraw this offer at any time.

⁷ An annual Renewal Bonus of 5,000 MileagePlus® miles will be awarded each year following the annual fee charge and given your account remains open and in good standing, provided you have made at least one eligible purchase in the preceding 365 days. Miles are issued 6–8 weeks after the qualifying period ends.


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