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Rewards with secured credit cards

Take advantage of Neo rewards and Asia Miles benefits when using a secured credit card.

Updated this week

Secured credit cards offer the same rewards as a standard credit card while also being great ways to build credit. Whether you have a secured or standard credit card, the rewards you earn from your purchases will be the same.


To make a decision on what rewards type is right for you, find the best credit card for your financial goals.

Rewards programs for secured credit cards

The rewards programs for secured credit cards are the same as the equivalent standard credit cards.

  • Cashback: Neo Mastercard, Neo World Mastercard®, Neo World Elite® Mastercard, and the Neo Money™ card

  • Asia Miles: Cathay World Elite® Mastercard

  • MileagePlus® miles: United® MileagePlus® Neo World Elite® Mastercard

Why get secured credit if there is no difference in rewards?

Secured credit cards help to establish or reestablish credit. By using secured credit cards, you can build credit and get the same rewards as a standard credit card.


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