The Neo World Elite® Mastercard rewards you with travel benefits and cashback from your everyday spending. Earn cashback on gas, groceries, and other purchases. Boost your card’s cashback rates to keep more of your money as you spend.

The Neo World Elite Mastercard offers World Elite benefits and cashback. Here’s how the Neo’s cashback work.

Get travel benefits such as airport lounge access, travel insurance, and access to security fast-track lanes at the airport. Dragon Pass lets you relax in comfort and style while waiting for your flight. Here’s what you need to know about airport lounge access with Dragon Pass.

Earn cashback on your purchases, in the categories that you spend the most. Neo offers a variety of cards, each built for a different spending style:

To earn higher cashback, you can boost your card’s cashback rates. Go to Rewards, select your card, then select Boost levels to see the maximum cashback you could earn.

With the Neo World Elite Mastercard, you get essential travel insurance, including coverage for car rentals and medical emergencies. The card also offers extended warranties and purchase protection for eligible purchases.³

Here are the full details of the insurance coverage and the limitations if you live in Quebec.

Earn cashback on recurring payments with your Neo World Elite® Mastercard – Gas & Grocery. Go to your Rewards to view your current cashback rates.

Recurring payments are automatic payments that are charged to your Neo World Elite® Mastercard at regular intervals (such as weekly or monthly). Examples of recurring payments include utility bills, subscriptions, and membership fees.

Any refunds will reduce or cancel the cashback earned on the recurring payment.

Cashback earned from recurring payments is limited by a monthly spend limit of $500 on recurring payments. You’ll earn 1% in cashback for any amount spent over $500 on recurring payments in 1 month.

¹ Cashback earned on recurring payments subject to $500 monthly spend limit. Cashback earned on a) gas and b) grocery is subject to a monthly spend limit of $1000 per category. Cashback is earned on the MCC categories, which can be found here. When the monthly spend limit is reached, the earn rate for all category payments decreases to 1% for Neo World Elite Mastercard. Spend limit resets monthly. Any refunds, rebates or similar credits will reduce or cancel the cashback earned on the original recurring or one time payment. See the Neo Rewards™ Policy for details on earning cashback and other terms and conditions that apply.

² Cashback earned on a) retail shopping and b) food and drink is subject to a monthly spend limit of $1,000 per category. Cashback is earned on the MCC categories, which can be found here. When monthly spend limit is reached, subsequent spending in these categories earns 1%. Spend limit resets monthly. Any refunds, rebates, or similar credits will reduce or cancel the cashback earned on the original eligible purchase. Purchases on Amazon and wholesale are not eligible for retail shopping cashback.

³ Cashback earned on all purchases subject to $4,000 monthly spend limit. When monthly spend limit is reached, subsequent spending earns 1%. Spend limit resets monthly. Any refunds, rebates, or similar credits will reduce or cancel the cashback earned on the original eligible purchase.

⁴ This insurance coverage is underwritten by Chubb Insurance Company of Canada under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in each Certificate of Insurance, and for Quebec residents, each Product Summary. Travel insurances unavailable for Quebec residents. Neo, its employees and representatives are not agents of Chubb, nor can they waive or change any terms of the insurance coverage. View the full list of insurance certificates here: https://www.neofinancial.com/legal/plans