Secured credit cards are similar to regular credit cards, except they have security funds. If you don't have enough credit history in Canada to get a regular credit card, then a secured credit card is an excellent option to get access to credit and help build your credit history.

A secured credit card is like a regular credit card, but you need to set aside security funds upfront. Here's more information about secured credit cards from Neo and how security funds work.

To get a Neo secured credit card, you need to apply for a credit card from Neo. You'll be pre-approved for the best card for you. If you don't have a lot of credit history in Canada, you may be offered a secured credit card.

The best way to get started is to start an application and see what card you're pre-approved for. We'll let you know your options and any requirements (like security funds) that might be required.