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Make a payment to your secured credit card

Learn how to pay your secured credit card balance from a Neo account or external bank.

Updated this week

Payments to secured credit cards are the same as payments to traditional credit cards. You can make a payment to your secured Neo credit card from an external financial institution or with the Neo Everyday account.

How to make a payment from a Neo Everyday account

You can make instant payments from your Neo Everyday account to your secured Neo credit card.

Neo app

  1. Log in to the Neo app

  2. In the Accounts tab, select your credit card.

  3. Tap Pay and select your Neo Everyday account

  4. Choose the amount

The payment will be reflected in your account instantly.

Web

  1. Click on Credit from the left-side menu and select your account

  2. Click on Pay now and select your Neo Everyday account

  3. Choose an amount and click on Continue to complete your payment

The payment will be reflected in your account instantly.

How to make a payment from an external bank

To make a payment form an external bank to your secured credit card, you can add Neo Financial as a payee in your bank. You’ll need to provide the account number (your credit card number), payee name, and amount to make a bill payment.

Payee names

If you have a Neo Mastercard or Neo World Mastercard®, search for the following payee names:

  • Neo Financial

  • Mastercard, Neo Financial

  • Neo Financial Technologies LTD./Inc

If you have a Neo World Elite® Mastercard, United® MileagePlus® Neo World Elite® Mastercard, or a Cathay World Elite® Mastercard, search for the following payee names:

  • Neo World Elite

  • Neo Financial WORLD ELITE

  • MASTERCARD, NEO FIN. WORLD EL

16-digit credit card number

Use your 16-digit credit card number as your account number for the payment.

About payments to a secured credit card

Security fund

Your security fund can’t be used as a payment for your monthly statement. If you want to close your account permanently, you may be able to use your security to pay off your balance.

Contact us if you are looking to close your account and want to use your security fund.

Late or missed payments

You may be charged interest if your payment is past the due date or is not the full amount based on your statement.

Note: Here’s more information on how the secured credit card works.


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