The Neo Chequing account is a modern account and card that keeps your money moving.
Get the Neo Chequing account in minutes. You can get the Neo Money™ card with your Neo Chequing account to earn cashback when you shop with Neo partners.
Note: The Neo Chequing account is the latest evolution of the Neo Everyday account. Soon, we’ll be adding more features to Neo Chequing. Stay tuned for updates and info about changing your Everyday account to a Neo Chequing account.
Apply for the Neo Chequing account
You can apply for the Neo Chequing account from the Neo app or website. Currently, you can only have one Neo Chequing account. You may be asked to provide some personal details and verify your identity.
Neo app
Log in to the Neo app
In the Accounts tab, select Explore products
Select Neo Chequing
Web
Log in to member.neofinancial.com
Click on Money from the left-side menu
Select the Neo Chequing account
Things you need to apply for the Neo Chequing account
To apply for the Neo Chequing account, you just need four things:
Email address
Mobile phone number
Valid photo ID to verify your identity
Valid Canadian SIN (Social Insurance Number)
Learn more about valid ID types that can be used to verify your identity. You'll also need to provide some personal details and financial information when you apply.
Get the Neo Money™ card for your Neo Chequing account
You can get a Neo Money™ card with your Neo Chequing account. Earn cashback when you shop with Neo partners. Withdraw cash from your Neo Chequing account at any ATM that accepts Mastercard.
CDIC deposit protection
Funds added to Neo Chequing accounts are eligible for CDIC deposit protection. Here’s how it works:
The Neo Chequing account is offered by Neo Financial Technologies Inc. (“Neo”), a registered payment service provider under the Retail Payment Activities Act and a FINTRAC-registered money services business. The funds added to Neo Chequing accounts are ultimately held securely in trust in the name of the primary account holder with one or more member institutions of the Canada Deposit Insurance Corporation (“CDIC”). Neo is not a CDIC member institution; however, eligible funds held in trust are insured by CDIC for up to $100,000 of the total balance of funds held in trust per beneficiary, per member institution in the event of a member institution’s failure, provided certain disclosure rules are met.
Reopen a closed Neo Chequing account
While it's not currently possible to reopen a closed Neo Chequing account, you can open a new Neo Chequing account if you'd like.
Need an account for savings?
If you need an account for savings, you can get up to 10 Neo Savings accounts.
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