Neo Savings accounts are available as personal accounts or joint accounts. You can add up to 1 person (like a family member, friend, or someone you trust) to a joint Neo Savings account. As co-owners, you’ll both share equal access and responsibility.
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You can convert an existing personal Neo Savings account to a joint account or open a new joint Neo Savings account. You can have up to 2 joint Neo Savings accounts at a time.
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Convert a personal Neo Savings account to a joint account by inviting someone to be a co-owner.
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When you open a new Neo Savings account, you can choose whether to open a personal account or a joint account.

To create a joint account, you need to send the future co-owner an invite. They’ll have to accept the invite and complete an application before the account is officially converted to a joint account.
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The co-owner can already be a Neo client, or they’ll be asked to create a Neo profile before accepting the invite.
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Once the joint account is set up, both co-owners will have equal rights and responsibilities. Both co-owners can view the account balance, statements, and payments. That means you’ll both have full access to manage and move money, regardless of who deposited the money.
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Co-owners can’t be removed from a joint account. The only way to stop sharing the account is to close it permanently.
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A joint account can be a good fit when you have shared financial goals, because it:

Everything is shared in a joint account—both the funds and the responsibilities. It’s strongly recommended to open a joint account only with someone you know and trust.