The Neo Secured Credit card is your one card to supercharge your credit score for free, and create an ultimate reward experience your way.
Set your own credit limit using a security fund, and you can build your card now in minutes.
Start building credit today
We may ask you to share your personal information and complete an ID verification check to get the card.
We only accept Canadian ID documents at this time. Here you learn how to verify your identity.
How to get your Neo Secured Credit card
Neo app
- Tap Sign up on the Neo app and follow the steps for profile creation
- Tap Get the card, then Start 🡲
- Select your rewards program and credit type as Standard credit
- Tap Start, enter your details, and verify your identity
- Fund your security fund with your Neo Money™ account or link an external account
- Review your agreements and tap Accept to open your account
- Enter 4 digits to create and confirm your PIN
Web
- Go to member.neofinancial.com/signup and follow the steps to create your profile
- Select Get the card, then Apply now
- Select the type of credit as Standard credit, then Start application 🡲
- Give us your details and verify your identity
- Fund your security fund with your Neo Money™ account or link an external account
- Review your agreement and select Accept to open your account
- Enter 4 digits to create your PIN
Increase your limit to match your needs
You can add more funds to increase your security fund whenever it’s needed with a few taps on the Neo app or website.
Build your own rewards for less
You can earn unlimited cashback with Neo Partners using the Neo Secured Credit card. Build your reward experience with perks, a monthly subscription with no commitments.
