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How do I increase the credit limit for my secured credit card?

  • Updated

You can raise your credit limit using your linked account through an Electronic Funds Transfer (EFT) or by using your Money account!

From your linked account

Neo app

  • Log in to the Neo app on your mobile device
  • Select the Credit option at the top of the page and select your account 
  • Tap the More icon
  • Tap Manage security funds
  • Tap + Fund
  • Tap your linked account
  • Enter the amount you want to transfer
  • Tap Transfer

Web

  • Go to member.neofinancial.com and log in to your account
  • Select Credit from the side menu and select your credit account
  • Click on the More icon
  • Select Manage security funds
  • Click on + Fund
  • Select your linked account
  • Enter the amount you want to transfer
  • Click on Transfer

From your Money account

Neo app

  • Log in to the Neo app on your mobile device
  • Go to the Accounts tab, swipe to view Credit, and select your credit account
  • Tap the More icon
  • Tap Manage security funds
  • Tap + Fund
  • Tap your Money account
  • Enter the amount you want to transfer
  • Tap Transfer

Web

  • Go to member.neofinancial.com and log in to your account
  • Select Credit from the side menu and select your credit account
  • Click on the More icon
  • Select Manage security funds
  • Click on + Fund
  • Select your Money account
  • Enter the amount you want to transfer
  • Click on Transfer

Security funds can only be increased using the Neo app at this time.

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