The Neo Secured Credit card is your one card to supercharge your credit score for free, and create an ultimate reward experience your way.
Set your own credit limit using a security fund, and you can build your card now in minutes.
Start building credit today
We may ask you to share your personal information and complete an ID verification check to get the card.
How to get your Neo Secured Credit card
Neo app
- Go to the Neo app and tap Sign up to create your Neo account
- In the Accounts tab, select Credit
- Tap on Choose your card and select Secured Credit
Web
- Go to member.neofinancial.com/signup and follow the steps to create your profile
- Click on Credit from the left-side menu
- Click on Choose your card and select Build credit with a Secured card
Increase your limit to match your needs
You can add more funds to increase your security fund whenever it’s needed with a few taps on the Neo app or website.
Build your own rewards for less
You can earn unlimited cashback with Neo Partners using the Neo Secured Credit card. Build your reward experience with perks, a monthly subscription with no commitments.