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Do I need a Neo Money™ account to get the Neo Secured Credit card?

  • Updated

Not at all! You can link another bank account to your Neo account or use a Neo Money account (the only difference is with Neo you gain 2.25% on your deposits made to your Neo Money account!)

To deposit security funds quickly for your Secured Credit card, you can request e-Transfers from your Neo Money account. You can skip the wait time and receive your funds within 30 minutes with this method!

If you have not already applied for a Neo Money account, you can do so through the Neo app or website.

Keep in mind that electronic funds transfers through linked accounts can take up to 5 business days and transfers from your Neo Money account are relatively instant!

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